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Step-up SIP Calculator
A step-up (or top-up) SIP increases your monthly investment by a fixed percentage each year — matching your income growth. See how much more you accumulate versus a flat SIP.
Investment details
₹
₹5,000 / month
10%
0%50%
12%
1%30%
10 yr
1 yr40 yr
Step-up SIP results
Total invested
₹9.56 L
Est. returns
₹7.14 L
Maturity value
₹16.70 L
Amount investedEst. returns
vs. flat SIP (same starting amount)
Flat SIP maturity
₹11.62 L
₹5,000/mo fixed
Extra corpus with step-up
+₹5.09 L
43.8% more
Step-up SIP increases your monthly investment by the chosen percentage every year. The benefit compounds significantly over long periods as both the investment amount and returns grow together.
Results are estimates for illustrative purposes only. Mutual fund returns are subject to market risk. This is not investment advice. Please consult a SEBI-registered investment adviser before making any investment decision.
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