SWP Calculator
A Systematic Withdrawal Plan lets you draw a fixed amount from your corpus every month. Calculate how long your corpus will last — or if your withdrawal rate is sustainable indefinitely.
Withdrawal details
₹50.00 L
₹25,000 / month
Results
Withdrawal is sustainable indefinitely
At 8% annual return, your corpus of ₹50.00 L grows by ₹33,333/month — more than your withdrawal of ₹25,000/month. The corpus will never deplete and will continue to grow.
Each month, the corpus earns a return at the monthly equivalent of the annual rate, then the withdrawal is deducted. If the return exceeds the withdrawal, the corpus grows indefinitely. A safe withdrawal rate is generally considered 3–4% per year for long retirements.
Results are estimates for illustrative purposes only. Returns are not guaranteed. Please consult a SEBI-registered financial adviser for retirement planning.