Aavas Financiers

AAVAS · NSE

— · —

₹1,248.4

Closing price — 29 Sept 2026

Market cap ₹9,650 Cr · EPS ₹89.17

Valuation

Blended fair value using DCF and peer comparison methods.

See if Aavas Financiers is undervalued

Unlock intrinsic value for 4,800+ Indian stocks — free.

The intrinsic value shown is an algorithmic estimate based on publicly available financial data — including DCF analysis, peer comparison, and historical financials. It is not a research report, investment advice, or a recommendation to buy, sell, or hold any security. Stock valuations involve uncertainty and may differ significantly from market prices. Please consult a SEBI-registered investment adviser before making any investment decision.

Peer comparison

How this company stacks up against sector peers on valuation and quality metrics.

Housing finance · 8 peers · sector medians shown

Better than medianWorse than median

Company	Mkt Cap	P/E	P/B	EV/EBITDA	ROE	Net Margin	Rev CAGR 3y
Aavas Financiers AAVAS · you	₹9,799 Cr	14.3×	2.4×	—	17.0%	—	—
Sector median	—	12.4×	2.0×	14.8×	14.0%	26.9%	21.4%
Bajaj Housing Finance BAJAJHFL	₹70,258 Cr	27.5×	3.1×	53.0×	11.4%	23.0%	25.3%
LIC Housing Finance LICHSGFIN	₹27,509 Cr	4.9×	0.7×	41.3×	13.5%	19.4%	8.4%
PNB Housing Finance PNBHOUSING	₹25,762 Cr	11.3×	1.3×	9.8×	11.9%	26.9%	9.2%
Aadhar Housing Finance AADHARHFC	₹20,399 Cr	18.9×	2.7×	14.1×	14.5%	30.0%	21.4%
Aptus Value Housing Finance India APTUS	₹12,695 Cr	13.5×	2.5×	9.8×	18.6%	43.0%	26.1%
Can Fin Homes CANFINHOME	₹11,003 Cr	10.1×	1.8×	37.2×	18.2%	25.8%	15.4%
Home First Finance Company India HOMEFIRST	₹9,862 Cr	18.3×	2.3×	14.8×	12.4%	30.8%	33.6%
Repco Home Finance Limited REPCOHOME	₹2,237 Cr	4.9×	0.7×	—	14.8%	—	—

Peer comparison verdict

Aavas is fairly valued relative to sector peers — trading near the sector median on key multiples (P/E ~12.4×, EV/EBITDA ~14.8×). Focus on execution quality and earnings trajectory from here.

Business quality

Valuation

P/E ratio

14.0×

P/B ratio

—

EV/EBITDA

—

Price/Sales

—

Returns

ROE

17.0%

ROCE

—

ROA

—

Growth

Revenue CAGR (3yr)

—

EPS CAGR (3yr)

—

Efficiency

Asset turnover

—

FCF yield

—

Dividend yield

—

Liquidity & Solvency

Debt / Equity

—

Debt / EBITDA

—

Interest coverage

—

Current ratio

—

Quick ratio

—

Financial health

Piotroski F-Score, Altman Z-Score, and key solvency ratios.

Financial health data is not yet available for this company.

Full financial data

Charts and annual statements for income, balance sheet and cash flow.

Income trend

Revenue, profit and margin trends over time.

Income statement data is unavailable for this company.

Cash flow

Where cash comes from and where it goes.

Cash flow data is not yet available for this company.

Balance sheet

Assets show what the company owns. Liabilities show what it owes. Equity is what's left for shareholders.

Balance sheet data is not yet available for this company.

Numbers are illustrative — order-of-magnitude correct. For precise figures, refer to the company's annual report on BSE/NSE.

Shareholding pattern

Who owns this company and how that has changed.

Shareholding data is not yet available for this company.