Cholamandalam Financial Holdings

CHOLAHLDNG · NSE

— · —

₹1,371.8

Closing price — 29 Sept 2026

Market cap ₹25,969 Cr · EPS ₹3.84

Valuation

Blended fair value using DCF and peer comparison methods.

See if Cholamandalam Financial Holdings is undervalued

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The intrinsic value shown is an algorithmic estimate based on publicly available financial data — including DCF analysis, peer comparison, and historical financials. It is not a research report, investment advice, or a recommendation to buy, sell, or hold any security. Stock valuations involve uncertainty and may differ significantly from market prices. Please consult a SEBI-registered investment adviser before making any investment decision.

Peer comparison

How this company stacks up against sector peers on valuation and quality metrics.

Non-banking financial company · 8 peers · sector medians shown

Better than medianWorse than median

Company	Mkt Cap	P/E	P/B	EV/EBITDA	ROE	Net Margin	Rev CAGR 3y
Cholamandalam Financial Holdings CHOLAHLDNG · you	₹25,969 Cr	357.3×	19.9×	—	5.6%	—	—
Sector median	—	27.9×	3.2×	16.8×	12.3%	15.8%	32.0%
Cholamandalam Finance CHOLAFIN	₹1.6 L Cr	28.3×	7.6×	54.4×	26.9%	—	33.5%
Jio Financial Services JIOFIN	₹1.5 L Cr	95.2×	1.1×	109.3×	1.2%	56.4%	305.1%
Tata Capital TATACAP	₹1.4 L Cr	27.4×	3.0×	16.5×	10.6%	15.8%	32.0%
Bajaj Holdings & Investment BAJAJHLDNG	₹1.3 L Cr	42.1×	6.2×	11.3×	14.7%	—	30.2%
Shriram Finance SHRIRAMFIN	₹1.3 L Cr	21.3×	3.2×	22.2×	15.2%	20.8%	16.8%
Aditya Birla Capital ABCAPITAL	₹92,182 Cr	24.7×	2.7×	16.8×	10.9%	8.4%	17.9%
PB Fintech POLICYBZR	₹80,463 Cr	119.6×	11.0×	136.0×	9.2%	9.9%	38.5%
L&T Finance LTF	₹76,798 Cr	23.3×	3.2×	—	13.8%	—	—

Peer comparison verdict

Cholamandalam trades at a premium to sector peers on P/E (357.3× vs median 27.9×). The market is pricing in higher growth — worth verifying whether recent revenue trends support that expectation.

Business quality

Valuation

P/E ratio

357.3×

P/B ratio

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EV/EBITDA

—

Price/Sales

—

Returns

ROE

5.6%

ROCE

—

ROA

—

Growth

Revenue CAGR (3yr)

—

EPS CAGR (3yr)

—

Efficiency

Asset turnover

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FCF yield

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Dividend yield

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Liquidity & Solvency

Debt / Equity

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Debt / EBITDA

—

Interest coverage

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Current ratio

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Quick ratio

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Financial health

Piotroski F-Score, Altman Z-Score, and key solvency ratios.

Financial health data is not yet available for this company.

Full financial data

Charts and annual statements for income, balance sheet and cash flow.

Income trend

Revenue, profit and margin trends over time.

Income statement data is unavailable for this company.

Cash flow

Where cash comes from and where it goes.

Cash flow data is not yet available for this company.

Balance sheet

Assets show what the company owns. Liabilities show what it owes. Equity is what's left for shareholders.

Balance sheet data is not yet available for this company.

Numbers are illustrative — order-of-magnitude correct. For precise figures, refer to the company's annual report on BSE/NSE.

Shareholding pattern

Who owns this company and how that has changed.

Shareholding data is not yet available for this company.