Haryana Financial Corporation ltd.
HARAFIN · NSEon the next trading day
Valuation
Blended fair value using DCF and peer comparison methods.
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Peer comparison
How this company stacks up against sector peers on valuation and quality metrics.
Financial Services · 8 peers · sector medians shown
| Company | Mkt Cap | P/E | P/B | EV/EBITDA | ROE | Net Margin | Rev CAGR 3y |
|---|---|---|---|---|---|---|---|
Haryana Financial Corporation ltd. HARAFIN · you | ₹1,210 Cr | 177.0× | 6.1× | — | 3.5% | -2.0% | — |
| Sector median | — | 19.8× | 2.9× | 22.9× | 11.6% | 15.5% | 14.0% |
| Religare Enterprises Limited RELIGARE | ₹7,810 Cr | -214.8× | 3.8× | — | -1.8% | — | — |
| Kama Holdings Limited KAMAHOLD | ₹7,670 Cr | 8.5× | 1.0× | 3.4× | 11.6% | 5.9% | 2.1% |
| Bengal & Assam Company Limited BENGALASM | ₹7,164 Cr | 8.6× | 0.7× | 21.1× | 7.7% | 34.8% | -47.6% |
| India Shelter Finance Corporation Limited INDIASHLTR | ₹6,960 Cr | 15.0× | 2.3× | 24.8× | 15.7% | 36.4% | 36.7% |
| Seshaasai Technologies Limited STYL | ₹6,612 Cr | 24.6× | — | — | — | 0.2% | — |
| Mrugesh Trading Ltd. MRUTR | ₹6,553 Cr | — | 348.9× | — | -1.7% | -0.1% | — |
| Paisalo Digital Limited PAISALO | ₹5,480 Cr | 26.7× | 3.5× | 29.3× | 13.2% | 25.1% | 25.9% |
| Tourism Finance Corporation of India Limited TFCILTD | ₹5,435 Cr | 35.3× | 4.7× | — | 13.2% | — | — |
Haryana trades at a premium to sector peers on P/E (177.0× vs median 19.8×). The market is pricing in higher growth — worth verifying whether recent revenue trends support that expectation.
Business quality
Valuation
Returns
Growth
Efficiency
Liquidity & Solvency
Financial health
Piotroski F-Score, Altman Z-Score, and key solvency ratios.
Full financial data
Charts and annual statements for income, balance sheet and cash flow.
Income trend
Revenue, profit and margin trends over time.
Cash flow
Where cash comes from and where it goes.
Balance sheet
For banks: deposits are the primary liability, advances (loan book) are the primary asset. Debt/Equity ratios are structurally high for banks.