Karur Vysya Bank

KARURVYSYA · NSE

— · —

₹318.15

Closing price — 29 Sept 2026

Market cap ₹25,430 Cr · EPS ₹2.20

Valuation

Blended fair value using DCF and peer comparison methods.

See if Karur Vysya Bank is undervalued

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DCF not applicable for financial companies. Intrinsic value based on peer P/B comparison.

The intrinsic value shown is an algorithmic estimate based on publicly available financial data — including DCF analysis, peer comparison, and historical financials. It is not a research report, investment advice, or a recommendation to buy, sell, or hold any security. Stock valuations involve uncertainty and may differ significantly from market prices. Please consult a SEBI-registered investment adviser before making any investment decision.

Peer comparison

How this company stacks up against sector peers on valuation and quality metrics.

Private sector bank · 8 peers · sector medians shown

Better than medianWorse than median

Company	Mkt Cap	P/E	P/B	EV/EBITDA	ROE	Net Margin	Rev CAGR 3y
Karur Vysya Bank KARURVYSYA · you	₹25,638 Cr	12.0×	2.1×	—	17.8%	—	—
Sector median	—	27.4×	1.5×	—	6.1%	—	—
Federal Bank FEDERALBNK	₹68,643 Cr	17.2×	1.9×	—	10.8%	—	—
AU Small Finance Bank AUBANK	₹65,509 Cr	31.4×	4.1×	—	13.2%	—	—
IndusInd Bank INDUSINDBK	₹59,908 Cr	79.2×	1.1×	—	1.4%	—	—
IDFC First Bank IDFCFIRSTB	₹39,980 Cr	42.9×	1.6×	—	3.4%	—	—
Yes Bank YESBANK	₹27,737 Cr	20.9×	1.4×	—	6.9%	—	—
Bandhan Bank BANDHANBNK	₹27,092 Cr	27.3×	1.3×	—	4.8%	—	—
RBL Bank RBLBANK	₹19,432 Cr	27.5×	1.4×	—	5.3%	—	—
City Union Bank CUB	₹16,386 Cr	15.7×	2.0×	—	12.6%	—	—

Peer comparison verdict

Karur looks attractively valued — trading at a discount to sector peers on P/E (11.9× vs sector median 27.4×) while delivering above-average returns on equity (17.8% vs 6.1%).

Business quality

Valuation

P/E ratio

11.9×

P/B ratio

—

EV/EBITDA

—

Price/Sales

—

Returns

ROE

17.8%

ROCE

—

ROA

—

Growth

Revenue CAGR (3yr)

—

EPS CAGR (3yr)

—

Efficiency

Asset turnover

—

FCF yield

-2.8%

Dividend yield

0.8%

Liquidity & Solvency

Debt / Equity

0.19×

Debt / EBITDA

—

Interest coverage

—

Current ratio

—

Quick ratio

—

Financial health

Piotroski F-Score, Altman Z-Score, and key solvency ratios.

Financial health data is not yet available for this company.

Full financial data

Charts and annual statements for income, balance sheet and cash flow.

Income trend

Revenue, profit and margin trends over time.

Income statement data is unavailable for this company.

Cash flow

Where cash comes from and where it goes.

Cash flow data is not yet available for this company.

Balance sheet

Assets show what the company owns. Liabilities show what it owes. Equity is what's left for shareholders.

Balance sheet data is not yet available for this company.

Numbers are illustrative — order-of-magnitude correct. For precise figures, refer to the company's annual report on BSE/NSE.

Shareholding pattern

Who owns this company and how that has changed.

What shareholding tells you: When promoters (founders/controlling shareholders) increase their stake, it usually signals confidence in the business. Rising FII (foreign funds) interest means international money is moving in. High promoter pledge is a risk — pledged shares can be force-sold if the stock price falls sharply.

Latest quarter

Promoter

2.1%

FII

17.9%

-1.3 pp QoQ

DII

41.2%

+1.9 pp QoQ

Retail

38.8%

Trend over time (%)

Quarterly data

Category	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Change (YoY)
Promoter	2.2%	2.2%	2.2%	2.1%	2.1%	2.1%	2.1%	2.1%	2.1%	2.1%	2.1%	2.1%	-0.0 ppYoY
FII (Foreign)	18.1%	15.6%	15.4%	15.1%	15.1%	14.8%	15.1%	15.4%	15.8%	16.9%	19.3%	17.9%	+2.5 ppYoY
DII (Domestic)	32.3%	35.2%	36.2%	35.7%	37.0%	38.5%	38.9%	39.5%	40.0%	40.2%	39.3%	41.2%	+1.7 ppYoY
Retail	47.4%	47.0%	46.2%	47.1%	45.8%	44.6%	43.9%	43.0%	42.1%	40.8%	39.4%	38.8%	-4.2 ppYoY

Signals from the trend

➡️

PromoterStable — no notable buying or selling

➡️

FIIStable

📈

DIINet buyers (+8.9pp) — domestic funds are accumulating

Overall positive — DII buying suggest growing conviction in the business.

pp = percentage points. FII = Foreign Institutional Investors. DII = Domestic Institutional Investors (MFs, insurance). Data sourced from NSE/BSE filings. Verify on BSE/NSE before any investment decision.