SBI Life Insurance Company Intrinsic Value
SBILIFE · NSEValuation
Blended fair value using DCF and peer comparison methods.
DCF is not applicable for this company. Intrinsic value based on peer comparison only.
SBI Life Insurance Company Intrinsic Value Analysis
The latest available EOD closing price for SBI Life Insurance Company (SBILIFE) is ₹1,722 per share. Stored data does not currently provide a positive intrinsic-value estimate for this page.
The stored classification marks DCF as not applicable, and current peer data is insufficient to provide a peer fair value.
For context, available company data reports P/E of 118.2×. These metrics describe the business and are not separate intrinsic-value estimates.
How Understock Calculates Intrinsic Value
Understock follows the company's stored valuation classification. Where DCF applies, the model discounts projected or normalized cash flows and terminal value using stored assumptions. Peer valuation compares available company multiples with medians from matched industry or sector companies, with a curated peer-group fallback where database matches are unavailable; the contributing multiples and their weights depend on sector rules and available data. When neither method has a usable value, the page reports that an estimate is unavailable. DCF and peer estimates can differ because they use different assumptions, financial metrics, and market reference points.
See SBI Life Insurance Company peer valuation · What intrinsic value means
The intrinsic value shown is an algorithmic estimate based on publicly available financial data — including DCF analysis, peer comparison, and historical financials. It is not a research report, investment advice, or a recommendation to buy, sell, or hold any security. Stock valuations involve uncertainty and may differ significantly from market prices. Please consult a SEBI-registered investment adviser before making any investment decision.
SBI Life Insurance Company Peer Comparison
How this company stacks up against sector peers on valuation and quality metrics.
Life insurance · 4 peers · sector medians shown
| Company | Mkt Cap | P/E | P/B | EV/EBITDA | ROE | Net Margin | Rev CAGR 3y |
|---|---|---|---|---|---|---|---|
SBI Life Insurance Company SBILIFE · you | ₹1.7 L Cr | 118.2× | — | — | — | — | 12.7% |
| Sector median | — | 47.2× | 7.0× | 29.6× | 21.6% | 3.9% | 13.4% |
| Life Insurance Corporation of India LICI | ₹2.7 L Cr | 9.7× | 3.2× | — | 32.5% | 5.9% | 7.6% |
| HDFC Life Insurance HDFCLIFE | ₹1.1 L Cr | 64.7× | 7.0× | — | 10.8% | 1.9% | 11.7% |
| Max Financial Services MFSL | ₹42,145 Cr | 626.3× | 9.8× | 53.8× | 1.6% | 0.2% | 15.1% |
| ICICI Prudential Life ICICIPRULI | ₹25,012 Cr | 47.2× | 37.3× | 5.5× | 79.1% | 55.0% | 28.3% |
SBI trades at a premium to sector peers on P/E (118.2× vs median 47.2×). The market is pricing in higher growth — worth verifying whether recent revenue trends support that expectation.
Business quality
Valuation
Returns
Growth
Efficiency
Liquidity & Solvency
Financial health
Piotroski F-Score, Altman Z-Score, and key solvency ratios.
Is the business financially healthy?
Two structured frameworks that go beyond a single number to assess financial strength.
Full financial data
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Income trend
Revenue, profit and margin trends over time.
Revenue and net profit in ₹ Crores (left axis). Margins % on right axis.
Cash flow
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Balance sheet
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How the company is funded — equity is owners' money, debt is long-term borrowing, current liabilities are short-term obligations.