TruCap Finance Intrinsic Value
Valuation
Blended fair value using DCF and peer comparison methods.
TruCap Finance Intrinsic Value Analysis
The latest available EOD closing price for TruCap Finance (TRU) is ₹4 per share. Understock's estimated intrinsic value is ₹42 per share. This estimate is 837.6% above that price; the page's comparison band labels the shares undervalued.
The displayed estimate uses the available peer-based value of ₹42; a DCF estimate is not currently available. Peer comparison uses 8 matched industry companies and contributing P/B multiples.
How Understock Calculates Intrinsic Value
Understock follows the company's stored valuation classification. Where DCF applies, the model discounts projected or normalized cash flows and terminal value using stored assumptions. Peer valuation compares available company multiples with medians from matched industry or sector companies, with a curated peer-group fallback where database matches are unavailable; the contributing multiples and their weights depend on sector rules and available data. For this page, the available displayed estimate comes from peer valuation. DCF and peer estimates can differ because they use different assumptions, financial metrics, and market reference points.
Review this company's DCF valuation · Learn how DCF works · Use the DCF calculator · See TruCap Finance peer valuation · What intrinsic value means
The intrinsic value shown is an algorithmic estimate based on publicly available financial data — including DCF analysis, peer comparison, and historical financials. It is not a research report, investment advice, or a recommendation to buy, sell, or hold any security. Stock valuations involve uncertainty and may differ significantly from market prices. Please consult a SEBI-registered investment adviser before making any investment decision.
TruCap Finance Peer Comparison
How this company stacks up against sector peers on valuation and quality metrics.
Financial Services · 8 peers · sector medians shown
| Company | Mkt Cap | P/E | P/B | EV/EBITDA | ROE | Net Margin | Rev CAGR 3y |
|---|---|---|---|---|---|---|---|
TruCap Finance TRU · you | ₹52 Cr | -0.5× | 0.2× | — | -44.4% | — | — |
| Sector median | — | 11.5× | 1.9× | 13.9× | 6.4% | 33.6% | 29.7% |
| Aryaman Capital Markets Limited ARYACAPM | ₹480 Cr | 19.5× | 8.8× | — | 45.2% | — | — |
| Mangal Credit and Fincorp Limited MANCREDIT | ₹478 Cr | 33.4× | 3.0× | 13.9× | 8.9% | 21.9% | 48.7% |
| SIL Investments Limited SILINV | ₹466 Cr | 11.5× | 0.2× | — | 1.7% | — | — |
| UNIFINZ CAPITAL INDIA LIMITED UCIL | ₹446 Cr | 5.1× | 21.1× | — | 415.4% | — | — |
| Shardul Securities Limited SHARDUL | ₹446 Cr | 37.7× | 0.7× | — | 1.8% | — | — |
| Nahar Capital and Financial Services Limited NAHARCAP | ₹432 Cr | 6.8× | 0.3× | 29.7× | 3.9% | 226.9% | 2.9% |
| Purple Finance Limited PURPLEFIN | ₹431 Cr | -354.7× | 11.1× | — | -3.1% | — | — |
| CSL Finance Limited CSLFINANCE | ₹420 Cr | 5.8× | 0.8× | 10.4× | 13.8% | 33.6% | 29.7% |
TruCap trades at a discount to sector peers on P/E (-0.5× vs median 11.5×). This may signal undervaluation — or reflect lower expected growth or higher perceived risk versus the peer group.
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