VIJI FINANCE LIMITED
VIJIFIN · NSEon the next trading day
Valuation
Blended fair value using DCF and peer comparison methods.
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Peer comparison
How this company stacks up against sector peers on valuation and quality metrics.
Financial Services · 8 peers · sector medians shown
| Company | Mkt Cap | P/E | P/B | EV/EBITDA | ROE | Net Margin | Rev CAGR 3y |
|---|---|---|---|---|---|---|---|
VIJI FINANCE LIMITED VIJIFIN · you | ₹178 Cr | 57.9× | 11.4× | — | 19.7% | — | — |
| Sector median | — | 12.1× | 0.7× | 4.2× | 5.2% | 37.5% | 28.6% |
| Spandana Sphoorty Financial Limited SPANDANA | ₹1,751 Cr | -7.8× | 0.6× | — | -8.1% | — | — |
| PTC India Financial Services Limited PFS | ₹1,731 Cr | 5.8× | 0.6× | 6.2× | 10.4% | 62.1% | -13.3% |
| BF Investment Limited BFINVEST | ₹1,669 Cr | 6.2× | 0.2× | 4.2× | 3.3% | 369.5% | 34.7% |
| SMC Global Securities Limited SMCGLOBAL | ₹1,659 Cr | 19.8× | 1.7× | — | 8.8% | — | — |
| OnEMI Technology Solutions Limited KISSHT | ₹1,628 Cr | 13.8× | 1.2× | 1.3× | 21.0% | 12.9% | 29.6% |
| One Mobikwik Systems Limited MOBIKWIK | ₹1,595 Cr | — | 3.0× | — | -11.5% | -5.5% | 27.5% |
| Summit Securities Limited SUMMITSEC | ₹1,567 Cr | 33.7× | 0.3× | — | 0.9% | — | — |
| Ugro Capital Limited UGROCAP | ₹1,442 Cr | 10.3× | 0.7× | — | 7.2% | — | — |
VIJI trades at a premium to peers (P/E 57.9× vs median 12.1×), but its higher ROE of 19.7% (sector 5.2%) justifies much of that premium — quality rarely comes cheap.
Business quality
Valuation
Returns
Growth
Efficiency
Liquidity & Solvency
Financial health
Piotroski F-Score, Altman Z-Score, and key solvency ratios.
Full financial data
Charts and annual statements for income, balance sheet and cash flow.
Income trend
Revenue, profit and margin trends over time.
Cash flow
Where cash comes from and where it goes.
Balance sheet
For banks: deposits are the primary liability, advances (loan book) are the primary asset. Debt/Equity ratios are structurally high for banks.